Using a linked bank account first allow you how to send money from chime to cash app , then transfer it to the cash app wallet later. To transfer money between cash app and chime , user must first send money to a bank account linked to their app ,then add that money to their chime account .Thus, users can transfer and receive money between cash app and chime using a bank account. Is that right? Nope ! you couldn't be more wrong if you thought that a separate bank account was required for transactions from chime to cash app .